Best Budgeting App for Couples

There are certainly no shortages when it comes to budgeting applications out there on the market today.

People these days are a lot more interested in effectively managing their money than ever before, taking advantage of a red-hot investment and stock market environment (and a booming economy) to not only build up their wealth and plan for their retirement but also to increase their savings and allow for a little bit of extra spending, too.

At the same time, when you get two people together in a relationship that there’s going to be at least a little bit of friction surrounding money and how it impacts both of your day to day lives. This is something you’ll want to conquer just as soon as humanly possible and the best budgeting app for couples out there will go a long way towards doing exactly that.

Here are some of our favorite options!

Mint

While not explicitly designed as a budgeting app for couples, Mint is considered by many to be the gold standard of all budgeting applications out there and with a little bit of reworking you can definitely use it as a couple pretty effectively.

Owned and operated by the same folks responsible for making both QuickBooks and TurboTax (two of the most legendary financial software options on the planet today) it should come as no surprise that Mint is loaded with pretty much any and every feature you could ever want when it comes to a budgeting app for couples.

The synchronization options it makes available (with all major banks, credit unions, credit card services, brokerages, lenders, and financial organizations) set it apart from the rest of the pack. The beautiful UI and easy to use mobile applications on both Android and iOS devices are pretty important, too.

YNAB

You Need a Budget started off as a sort of “back of the napkin” kind of system for budgeting before eventually becoming a full-blown software solution and today a mobile application and Software as a Service set up that has developed a pretty big cult following.

This budgeting app for couples takes a unique approach to handling your money, focusing entirely on your income (and only your income) while assigning each and every individual dollar you bring in a very specific job and responsibility.

You’ll have to cover every single dollar you bring in with this budgeting approach, but that gives a lot of weight and a lot of responsibility to your money that may not have been there otherwise. It’ll take a little bit of getting used to this budgeting approach but there’s a reason why couples swear by it – and that’s because it flat out works!

Obviously, there are a couple of other budgeting applications out there on the market today worthy of your consideration. Options like Wally, Pocket Guard, Good Budget, and the budgeting solutions tied directly to the online Simple banking system as well as Personal Capital are worth looking into for sure.

But the two budgeting app for couple options we highlighted above are head and shoulders above the rest of the pack and are worthy of the bulk of your attention.

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